Privacy Policy & Terms and Conditions

1. Information We Collect

We may collect the following information to provide accurate insurance quotes and better customer service:

2. How We Use Your Information

• Provide insurance quotes and policy comparisons
• Communicate with you regarding your request
• Process applications and policy servicing
• Improve our website and services
• Send updates, reminders, and marketing messages (with consent)
• Comply with legal and regulatory requirements

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Improve website performance
• Analyze traffic and user behavior
• Personalize your experience

You can disable cookies in your browser settings, but some features may not function properly.

4. Sharing of Information

We do not sell or rent your personal information.

We may share your information with:

• Licensed insurance carriers (e.g., for quoting and underwriting)
• Service providers assisting in operations (CRM systems, quoting tools)
• Legal or regulatory authorities when required

All partners are required to maintain strict confidentiality.

5. Communication & Consent

By submitting your information through our website, forms, advertisements, or communication channels, you consent to being contacted through:

• Phone calls
• SMS/text messages
• Email

Message and data rates may apply. You may opt out at any time by replying STOP to text messages or contacting us directly.

6. Your Rights

You may:

• Access your personal data
• Request corrections
• Request deletion (subject to legal requirements)
• Opt out of marketing communications

To exercise these rights, contact us using the details below.

7. Data Security

We implement reasonable technical and organizational safeguards to protect your information from unauthorized access, disclosure, misuse, or destruction.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page along with the updated effective date.

9. Contact Information

If you have privacy concerns or questions, contact us:

Thank you for choosing Starkey Insurance Group. We value your trust and look forward to working with you.

1. Acceptance of Terms

Your use of our website or services constitutes acceptance of these Terms and Conditions. If you do not agree, please discontinue use of our website.

2. Services Provided

We provide:

• Insurance quotes and comparisons
• Assistance with insurance policy options
• Connections to licensed insurance carriers
• Support with policy selection and servicing

We do not guarantee coverage approval or specific pricing.

3. Accuracy of Information

We rely on the accuracy of the information you provide. You agree that all submitted information is truthful, complete, and current. Providing inaccurate or misleading information may affect quote accuracy, eligibility, or coverage availability.

4. User Responsibilities

Users agree to use this website only for lawful purposes and not for fraudulent, abusive, or unauthorized activities. You may not:

• Attempt unauthorized access to systems or data
• Use the website for spam or malicious activity
• Copy or misuse website content without permission

5. Intellectual Property

All website content including logos, branding, text, graphics, and materials are owned or licensed by Starkey Insurance Group and protected under applicable intellectual property laws. Unauthorized reproduction or distribution is prohibited.

6. Communication Consent

By submitting your information through our website or advertisements, you consent to receive communications via:

• Phone
• SMS
• Email

You may opt out anytime.

7. Third-Party Providers

We work with multiple insurance carriers and third-party providers. We are not responsible for:

• Underwriting decisions
• Coverage denials
• Claim outcomes
• Carrier pricing changes or policy modifications

8. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from:

• Website usage
• Service interruptions
• Quote inaccuracies caused by incomplete information
• Carrier-related decisions or actions

All services are provided “as is” without warranties of any kind.

9. Indemnification

You agree to indemnify and hold harmless Starkey Insurance Group, its employees, affiliates, and partners from any claims, liabilities, or damages resulting from your misuse of the website or violation of these Terms.

10. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Continued use of the website after updates constitutes acceptance of the revised Terms.

11. Governing Law

These Terms and Conditions shall be governed by applicable laws and regulations within the United States and the states in which we operate.

12. Contact Information

If you have questions regarding these Terms and Conditions, contact us:

Thank you for choosing Starkey Insurance Group. We value your trust and look forward to working with you.